Va Home Loan Requirements Credit Score. The va credit score requirement for a va loan can differ between lenders. For va home loans va lenders look for a score of 660 or higher but potential va borrowers with low credit may still be able to obtain a va loan.
There is no minimum credit score needed for the va to insure mortgages. For va home loans va lenders look for a score of 660 or higher but potential va borrowers with low credit may still be able to obtain a va loan. Most lenders require a 580 620 score.
Va loan credit requirements.
Instead va requires a lender to review the entire loan profile. Learn about va home loan eligibility requirements for a va direct or va backed loan. The va doesn t set a minimum credit score to qualify for a loan. Lenders who do make the loans will typically have a credit score benchmark.