First Time Home Buyer Nc Program. The durham housing authority dha offers first time homebuyers a range of services to help make the homeownership process as smooth as possible. You can not exceed a 43 dti ratio.
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Be a first time home buyer. Mortgage assistance for home buyers in north carolina nc home advantage mortgage program this program provides stable fixed rate mortgage and down payment assistance of up to 5 percent of the loan amount. You can not exceed a 43 dti ratio.
In north carolina there are three different first time home buyer grants available.
If you have 1 2 people in your household your income must not exceed 120 of the average median income. First time home buyers in north carolina can benefit from the stable fixed rate mortgages offered by the nc home advantage mortgage. The home must be located within the city limits of greensboro. One first time home buyer grant provides you with 3 that can be used for closing costs or a down payment on a conventional loan or a fha loan.
